Blogs

Article | 5 min |
While businesses can’t do much to avoid interest rates and inflation on a macro level, this does not mean they have to shy away from goals and growth until the problem resolves itself. Strengthening your vendor/supplier relationships is a good way to mitigate these uncertain times. Read more here. The Federal Reserve has made some historical moves this past year, hiking rates by three-quarters of a percentage point—the most significant increase since 1994— twice, in both June and July. Interest rates are the most potent weapon the Fed wields against inflation—inflation that reached record...
Article | 5 min |
Owning or renting: which is actually a better strategy during inflationary times? With inflation climbing, you should consider all the factors associated with buying property as you navigate the CRE market. Read more as we delve into this issue. In an attempt to curb inflation, the Federal Reserve has embarked on a series of aggressive interest rate hikes over the course of 2022. The Fed raised rates by half a percentage point in May, followed by historically high three-quarters of a point hikes back-to-back in June and July. Fed officials have signaled that they expect to reach 3.25–3.5%...
Article | 5 min |
Nurturing your investments has never been more important than what it is today. After the turbulence of the past few years, ensuring some stability and finding an adequate growth path is essential. One aspect that can play havoc with your investments is inflation. Read more here on how to navigate the inflation waters to best care for your investments. If you’ve ever asked yourself “how does inflation affect my investments?” in this uncertain inflationary period, you’re certainly not alone. Americans across the country are wondering how current conditions might affect their holdings. Not all...
Article | 5 min |
As of May 2022, annual inflation hit 8.6%, and the Fed hiked interest rates by .75%, begging questions about the future of CRE and equipment loans. Find out more as we pick apart CRE loans, diving into what business leaders across all branches of industry need to know moving forward. For those looking to expand or even break ground, understanding how inflation and rising rates will affect your CRE and equipment loans is crucial to financial success. Everyone has felt inflation's sting in one way or another. Supply chain issues persist in the waning days of the pandemic; meanwhile, the...
Article | 4 min |
Ranked Among the Highest Purchase Volumes For U.S. Visa® and Mastercard Commercial Card Issuers August 1, 2022 — Bank of Blue Valley, a division of HTLF Bank, a member of Heartland Financial USA, Inc. (NASDAQ: HTLF) that operates under the brand name HTLF, continues to display consistent strength in the payments space. Nilson Report ranked HTLF among the top U.S. commercial credit card issuers for the seventh year in a row. HTLF saw a 48 percent increase in purchase volume growth and ranked 31st overall among purchasing and fleet card issuers, an improvement from 36th in 2020. ranking reflects HTLF’s innovative approach...