Blogs

Article | 3 min |
Home improvement projects can be sizable undertakings. Whether trying to sell or just looking to spruce things up, the financial commitment can get as steep as the project itself. Have you considered using your Home Equity Line of Credit (HELOC) to tackle your next home improvement project? Your HELOC is a revolving loan with an open credit line from which you can make withdrawals. You only pay interest on the funds you borrow, with variable rates typically starting around the prime rate plus 2%. Think of your HELOC as a super-low-interest credit card. HELOC Pros Lower interest rates and...
Article | 5 min |
If you’re finding it difficult to manage multiple payments and feeling overwhelmed, consolidating your debts into a single loan with one monthly payment might be the solution. Debt consolidation is a strategy to streamline your finances and alleviate the burden on your bank account. What Is Debt Consolidation? Debt consolidation involves combining your different debts into a singular loan, resulting in a streamlined process with a single monthly payment. In some cases, this consolidated loan may have a lower interest rate than your previous debts. An efficient way to help you manage your debt...
Article | 7 min |
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Quarterly Market Review: Q3 2022 By: Paul Dickson, Director of Research and Mark Stevens, Chief Investment Officer How much are recession expectations already priced in? The third quarter of 2022 will be remembered as the turning point in the battle against inflation. Global central banks, led by the U.S. Federal Reserve, appeared to decide that risking a recession would be preferable to risking rising inflation, and the markets took heed. U.S. equity markets started the quarter by recovering from earlier declines. This recovery was quickly upended by the Fed’s unsettlingly sharp interest rate...
Article | 7 min |
Sustainability remains front and center in people’s minds today, and this is particularly true in the business sector. In this blog post, we discuss 10 sustainable business practices that can have a powerful impact. Read on to find out more. Modern companies are increasingly turning to sustainable business practices for innovative and impactful solutions to ongoing challenges. With such high levels of environmental awareness among their consumer base, organizations of all shapes and sizes should take sustainability factors into consideration in order to remain competitive. Sustainable business...
Article | 3 min |
Incorporating sustainability into your business model has never been more crucial than today. There is no time for lip-service when it comes to advocating for a sustainable future as a committed approach to sustainable practices result in a win for all sides. Read more here as we discuss sustainability and your bottom line. While sustainability may have been thought of as a nice perk just a few years ago, modern business owners don’t have much say in the matter anymore. They must strive toward sustainable business practices to stay afloat. A value-driven approach to business is crucial to long...