Blogs

Article | 5 min |
Good health and well-being aren’t things we only want for our physical bodies; we also want them for our bank accounts. There’s no better time to start building financial wellness than the present. Here are some actionable steps to begin your journey to greater gains. Financial wellness means being financially secure enough to meet all your needs and cover emergency expenses. It also means being confident in achieving long-term financial goals, such as buying property or saving for retirement. While your earnings play a significant role in achieving financial wellness, other decisive factors...
Article | 5 min |
If you get an SMS message supposedly from your bank about a fraud alert, be wary. The scheme tries to scare you into believing the scammers are representatives of your bank. An automated SMS message will appear on your phone, claiming to be a fraud alert from a banking institution. It’ll then ask if you recently made an instant payment in the thousands of dollars. How it happens: Scammers will first research your online history to learn your past addresses, Social Security numbers, the last four digits of your bank accounts or any other identifiable information about you. You will receive a...
Article | 3 min |
Home improvement projects can be sizable undertakings. Whether trying to sell or just looking to spruce things up, the financial commitment can get as steep as the project itself. Have you considered using your Home Equity Line of Credit (HELOC) to tackle your next home improvement project? Your HELOC is a revolving loan with an open credit line from which you can make withdrawals. You only pay interest on the funds you borrow, with variable rates typically starting around the prime rate plus 2%. Think of your HELOC as a super-low-interest credit card. HELOC Pros Lower interest rates and...
Article | 5 min |
Is it better to buy new or renovate your current home? Sometimes it’s hard not to be tempted by the greener grass of a new home, especially if your home isn’t exactly how you want it to look or function. But the idea of putting your house on the market and leaving your beloved neighborhood behind breaks your heart. You’re at a real estate crossroads — something has to change, but is it better to buy a new house or renovate your current address? New House Benefits A new house can be the answer to your current home’s woes. Perhaps you need more space for your growing family or less square...
Article | 5 min |
Learn More About Direct Deposit It’s easy to take conveniences like direct deposit for granted without fully understanding how it works or why you should use it. You may have questions concerning direct deposit, so we want to make sure you fully understand the system. How Does Direct Deposit Work? Direct deposit forgoes the physical printing of payment checks by transferring money online through software like payroll programs. An electronic file is transmitted to or from your financial institution, which lets the recipient know which account should receive payment/deduction and how much...