Put simply, buying a home is a HUGE deal. Whether you’re purchasing a home for yourself, your growing family or for you and your spouse to live in comfort in retirement, the process of buying a home is complex, time consuming, and, let’s be honest, downright frustrating at times. There are also a lot of costs that go into purchasing a home aside from what you’re paying for the property itself. One of those costs is what you have to pay your real estate agent for helping you find your home. However, this doesn’t always mean it’s less expensive to purchase a home without a realtor. Here are a few reasons why using a realtor can save you stress, headaches, and yes, money. Access to area listings- licensed realtors have the best access to listings in your area. After you meet with them and discuss your priorities for your new home, they can help narrow down your choices that best fit your needs. Knowledge about local listings- working by yourself, you may know that a home similar to the one you want was on the market for $250,000, but your realtor would know that it had $15,000 worth of work done and sold for $215,000 after two months on the market and after falling out of escrow twice. Knowing prices is one thing, but a realtor has the inside scoop on properties that you need to know about. Access to a network of people who can help- while they may not recommend them by name, your realtor most likely has a network of specialists who can help you, such as certified home inspectors and mortgage lenders (like Bank of Blue Valley). They act in your best interest- licensed realtors are bound by their fiduciary responsibility to do what’s best for their clients, not for themselves. And since nearly all of their business is based on referrals, they are more likely to act in your best interest in order to have you recommend them to friends and family members who are purchasing new homes. They negotiate for you- sure, it would be nice if the person you are buying a home from is a stand-up guy. Unfortunately, that’s not always the case. A realtor ensures that your interests and concerns are expressed without ruffling the current homeowner’s feathers. Paperwork- do you really want to deal with one to three inches of paperwork? We didn’t think so. Realtors know exactly how the mountains of paperwork need to be filled out and filed, which can save you a bundle. If you do all this yourself and make one mistake, you could be looking at a costly penalty. When it comes down to it, the costs you pay a licensed realtor are for the convenience you receive in return. You could spend hours pouring over listings, attending open houses and going through lines of legal paperwork, and you might do it correctly. However, using a certified realtor when you’re purchasing a home ensures less stress and a smoother process so you can get into your home easier. If you’re thinking of purchasing a home this fall, the mortgage lenders at Bank of Blue Valley would be glad to help. Get in touch with them today to see how they can help!