|
|
Interest Rate |
APY |
|
TRANSACTION ACCOUNTS
|
Classic Savings Account
Low minimum opening deposit of $100
No minimum balance
|
0.50% |
0.50% |
|
Classic Checking Account (NOW Account)
|
|
$0 - 4,999.99 |
0.35% |
0.35% |
|
$5000 - $49,999.99 |
0.50% |
0.50% |
$50,000+
Low minimum opening deposit of $100
Monthly service charge of $10 can be offset by maintaining an average balance of $1,000 or maintaining a separate account relationship of $2,000 or more |
0.99% |
1.00% |
|
Blue Valley Investment Account (Money Market Account)
|
|
$0 to $ 4,999.99 |
0.50% |
0.50% |
|
$5,000.00 to $ 24,999.99 |
0.995% |
1.00% |
|
$25,000.00 to $49,999.99 |
1.245% |
1.25% |
|
$50,000.00 to $99,999.99 |
1.44% |
1.45% |
|
$100,000.00 to $499,999.99 |
1.74% |
1.75% |
$500,000.00+
Low minimum balance of $1,000
|
1.885% |
1.90% |
These are variable rate accounts and, as such, the interest rate and annual percentage yields are subject to change at any time after the account is opened. Interest accrues on the entire daily collected balance based on the variable tiered rates. Fees may reduce the earnings on these accounts.
|
Performance Checking Account (NOW Account)
|
$0 to $25,000.00
"Premium Rate" when Qualifications are met |
5.38% |
5.51% |
$25,000.00+
"Premium Rate" when Qualifications are met |
1.24% |
1.25% |
All Balances
"Base Rate" when Qualifications are NOT met
No minimum opening deposit required
No monthly service charge
No minimum balance required |
0.51% |
0.51% |
This is a variable rate account, the interest rate and annual percentage yields are subject to change at any time after the account is opened. Qualification requirements for "Premium Rate": 12 signature based point-of-sale (POS) transactions and 1 Automated Clearing House (ACH) direct deposit or 1 ACH auto debit transaction per qualification cycle. For the "Premium Rate", interest accrues on that portion of the daily collected account balance per applicable tier. For the "Base Rate" interest accrues on the entire daily collected account balance. Qualification cycle means a period beginning one day prior to the current statement cycle through one day prior to the close of the current statement cycle. |
CERTIFICATES OF DEPOSIT
|
|
30 - 59 Days |
2.23% |
2.25% |
|
60 - 89 Days |
2.23% |
2.25% |
|
90 - 181 Days |
2.235% |
2.25% |
|
182 - 364 Days |
2.48% |
2.50% |
|
12 - 17 Months |
2.725% |
2.75% |
|
18 - 23 Months |
2.775% |
2.80% |
|
24 - 35 Months |
2.87% |
2.90% |
|
36 - 47 Months |
3.26% |
3.30% |
|
48 - 59 Months |
3.455% |
3.50% |
|
60 - 71 Months |
3.70% |
3.75% |
|
VARIABLE RATE INVESTMENTS
|
12 Months or Longer *
Effective August 6, 2008
Rate may change after the account is opened.
|
1.71% |
1.72% |
Rates are subject to change at any time without prior notice. Any rate in effect at the time the account is opened will supersede any rate information on this sheet. A penalty may be imposed for early withdrawal. Unless otherwise specified, a Bank of Blue Valley CD requires a minimum balance of $500 to open. Interest is compounded and credited quarterly (or you may receive a monthly interest check). CDs are automatically renewable unless otherwise disclosed at the time the account is opened. |
ACCOUNT ANALYSIS EARNINGS CREDIT RATE
|
|
Effective August 2008 |
1.71% |
|
This rate is based on the 91-day Treasury Bill Auction Discount Rate and is subject to change at any time. |
NEGATIVE MONTHLY AVERAGE COLLECTED BALANCE PENALTY RATE
|
|
Effective August 2008 |
9.00% |
|
The rate is based upon the Wall Street Prime lending rate and is subject to change at any time. |
