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Which account is right
for your business?

Interest

Transaction limits and fees

Account features and benefits

Preferred Money Market Account

An easy to manage money market account that allows you access to your funds while making the most of your extra cash.

Tiered rate structure

Accrued daily, paid monthly

$10 monthly service fee can be offset by maintaining average daily balance of $1,000 or more

Certain withdrawals are limited to 6 per monthly statement cycle

• $1,000 minimum opening deposit

• Minimum balance of $1,000 to avoid fees

• Free BlueWave and BlueWave Bill Payer access

• Free eStatements

Classic
Savings

A basic savings account that is perfect to pair with any business account.

Accrued daily, paid quarterly

9 free withdrawals per quarter, 50¢ for each additional

Certain withdrawals are limited to 6 per statement cycle

• $100 minimum opening deposit

• No Minimum Balance Required

• No monthly service charge

• Unlimited in-person withdrawals

• Free BlueWave access

Certificates of Deposit

A CD is a safe, secure investment for the funds you want to protect from market fluctuations.

Competitive fixed and variable rate options

Withdrawals only permitted at maturity without substantial penalty

• $500 minimum opening deposit

• Safe, convenient options for large deposit investors available (CDARS©)

• Variable interest rate certificates tied to treasury security rates available

• Monthly interest payment to BBV account available

• Automatic renewal at maturity

SEP IRA

A Simplified Employee Pension Plan is a smart retirement option for small business owners and the self-employed.

Competitive fixed and variable rate options

Periodic deposits of $25 or more

• $500 minimum opening deposit

• Employees may be eligible to participate

• Traditional and ROTH IRAs also available

• Rollovers and transfers accepted

• Special programs for IRA customers over 59 ½ years of age are available

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.