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Enhanced Security to the BlueWave!

Customer’s security is our top priority! BlueWave users now have a new way to reduce fraud and identity theft with the launch of our new security feature called PassMark™. PassMark™ helps confirm the BlueWave user’s identification when signing on to the BlueWave through a two-way authentication process.

As a BlueWave user, you simply need to pick an image, write a brief phrase and select three challenge questions. The image, personal phrase and challenge questions work together to help:

Protect Customer Accounts
If someone tries to access an account from an unrecognized computer they must answer one of the challenge questions correctly. So, even if a BlueWave user’s login identification and password were stolen through spyware, a phony web site, or even a handwritten note, the thief would be required to answer a challenge question to get access to the account preventing the thief from accessing account information.
Confirm the Web site’s validity
Once a BlueWave user enters their login identification and clicks the submit button, they will see their secret image and phrase. If the image and phrase does not appear, the BlueWave user could be at a fraudulent site. This capability targets fraud called spoofing, and will help ensure that BlueWave users are not fooled by fake versions of our Web site.

BlueWave is even more secure than paper based banking. BlueWave users can detect fraud earlier by reviewing account activity regularly, rather than waiting for a monthly statement in the mail.

BlueWave users can simply follow the on-screen instructions to set-up their phrase and challenge questions. If you have any questions, please contact our Helpline at (913) 338-HELP.

Frequently Asked Questions

Why do I need this new security feature?
We are providing an enhanced security feature that helps protect you while you access your accounts online. On the Internet today, fraudsters attempt to steal your identity by impersonating the Web sites you trust. We are committed to proactively protecting you, our customer, against such attacks. This new security feature helps us do this.

Where do I enter my Password?
The login process has improved to protect the privacy and the security of your personal information. We will still ask you for your Password, but not until we have confirmed your identity and let you know you are at the correct Web site.

How will you confirm my identity?
We will confirm your identity by two authentication “factors.” These factors include:

• Something You Know (your Login ID and Password)
• Something You Have (your computer)

We use your computer as the second-factor (something you have). If we cannot confirm your identity or we do not recognize your computer, we will ask you a Challenge Question to which only you know the answer. These Challenge Questions are selected and answered by you when you enroll in the new security feature. If you answer the Challenge Questions correctly, you're identity will be confirmed and you can proceed with login. You can also let us know to recognize your computer for future login.

How will I know that I am not at a fraudulent site?
Previously, you logged into online banking using your Login ID and Password. Now, you’ll also use an image, and a phrase. Your image and phrase help you to identify that you are on our Web site, not a fraudulent look-alike site. Here’s how it works:

1. First, you'll enter your Login ID and click the Submit button.
2. If we recognize the computer you are using, your image and phrase will be presented to you on the next page. Once you confirm your image and phrase, you'll know you can safely enter your Password. If you don't recognize your image and phrase, don’t enter your Password. Please contact Bank of Blue Valley’s Helpline at (913) 338-HELP.

I am not an Internet expert. How easy is this new security feature to use?
Our new login solution is extremely simple for anyone to use. You don’t need to memorize anything new—just use the site as usual and look for your image and phrase at login.

Why has the login process changed?
Login has changed to protect the privacy and the security of your personal information.

Can I access my account from multiple computers?
Yes, you can still access your account from any number of computers. If you login from a new computer or a public terminal, you will just need to go through one extra step of answering a Challenge Question. This helps protect you by keeping unauthorized people from accessing your valuable information. There is no limit on how many different computers you can use to login to your account.

Why am I being asked a question when I try to login?
We ask you a Challenge Question when we detect that you are trying to login from a new computer. This is to prevent unauthorized access to your accounts. Since only you know the answer to the questions, we will know it’s really you. Generally you will be asked to answer a secret question only when you login for the first time from a new computer. After you answer the question, you will be asked whether we should remember this computer for future logins. If you are using a public terminal, you will want to answer no.

How do I register a computer for future login?
If you have not created your image and phrase, you will be prompted to do so the first time you enter your Login ID and click the Submit button before entering your password. During enrollment you will register your computer while selecting and answering your Challenge Questions. If you have already enrolled in the new security feature, you will have the opportunity to register your computer after answering your established Challenge Questions.

What keeps somebody from stealing my image and phrase?
We only show you your image and phrase if you login from your registered computer, or after you have answered a secret question. So, it is not possible for an unauthorized person to get access to your image and phrase.

When will I establish my image and phrase?
If you have not yet established your image and phrase, you will be prompted to do so the first time you enter your Login ID and click the Submit button before entering your password. In addition to establishing your image and phrase, you will also be asked to select and answer Challenge Questions and register your computer for future login.

Can I upload my own image?
No, you cannot upload your own image at this time. For security reasons, you must choose from the 50,000+ images we provide to you during enrollment.

Can I change my image and phrase at any time?
Yes, you can change your image, phrase and Challenge Questions by selecting the appropriate check box during login.

What should I do if my image and/or phrase are incorrect?
Please contact the Bank of Blue Valley Helpline at (913) 338-HELP.

When will I establish my Challenge Questions?
If you have not yet established your Challenge Questions, you will be prompted to do so the first time you enter your Login ID and click the Submit button before entering your password. In addition, to selecting and answering your Challenge Questions, you will also be asked to create your image and phrase and register your computer for future login.

Can I change my Challenge Questions at any time?
Yes, you can change your image, phrase and Challenge Questions by selecting the appropriate check box during login.
Blue Wave Online Banking